:root{
  --navy:#0f2742;--navy-2:#16385f;--gold:#c8a24a;--gold-2:#e0c074;
  --bg:#f4f1e9;--card:#ffffff;--text:#1d2733;--muted:#5b6573;
  --green:#2f7d52;--red:#c0392b;--amber:#d68910;--line:#e4ddcf;
  --radius:14px;--shadow:0 8px 24px rgba(15,39,66,.07);--shadow-lg:0 18px 50px rgba(15,39,66,.13);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Segoe UI",system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 22px}
.mono{font-family:"SFMono-Regular",Consolas,Menlo,monospace}

/* shared buttons */
.btn{display:inline-block;background:var(--gold);color:#241a00;font-weight:700;padding:11px 22px;border-radius:999px;font-size:14.5px;border:none;cursor:pointer;transition:.16s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(200,162,74,.4)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{box-shadow:0 8px 20px rgba(15,39,66,.4)}
.btn-ghost{background:transparent;border:1.5px solid var(--line);color:var(--navy)}
.btn-ghost:hover{background:#fff;box-shadow:none}
.btn-sm{padding:7px 14px;font-size:13px}
.btn-block{display:block;width:100%;padding:14px;font-size:15px}
.btn-danger{background:var(--red);color:#fff}
.btn-success{background:var(--green);color:#fff}

/* shared top bar / nav */
.topbar{background:var(--navy);color:#dbe6f3;font-size:13px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;padding:8px 22px}
.topbar a{color:var(--gold-2);font-weight:600}
.topbar .tb-right{display:flex;align-items:center;gap:18px}
.topbar .tb-right a{font-size:13px}
.topbar .sep{color:rgba(255,255,255,.25)}

header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-top:13px;padding-bottom:13px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:44px;width:auto;border-radius:8px;object-fit:cover}
.brand .name{font-weight:800;font-size:18px;color:var(--navy);line-height:1.1}
.brand .sub{font-size:10.5px;color:var(--muted);letter-spacing:1.3px;text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:24px}
.nav-links a{font-weight:600;font-size:14px;color:var(--navy-2)}
.nav-links a:hover{color:var(--gold)}
.nav-actions{display:flex;align-items:center;gap:12px}

/* badges */
.badge{display:inline-block;font-size:11.5px;font-weight:700;padding:3px 11px;border-radius:999px;letter-spacing:.3px;text-transform:capitalize}
.b-new{background:rgba(214,137,16,.14);color:var(--amber)}
.b-reviewing{background:rgba(22,56,95,.12);color:var(--navy-2)}
.b-approved{background:rgba(47,125,82,.14);color:var(--green)}
.b-recovered{background:rgba(47,125,82,.2);color:#1f5a3c}
.b-paid{background:#1f5a3c;color:#fff}
.b-active{background:rgba(47,125,82,.16);color:var(--green)}
.b-pending{background:rgba(214,137,16,.16);color:var(--amber)}
.b-suspended{background:rgba(192,57,43,.14);color:var(--red)}

/* dashboard layout */
.dash-head{background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#eaf1f9;padding:30px 0 0}
.dash-head .wrap{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;padding-bottom:26px}
.dash-head h1{font-size:25px;font-weight:800}
.dash-head .who{color:var(--gold-2);font-size:14px;margin-top:3px}
.tabs{display:flex;gap:4px;overflow-x:auto;background:rgba(255,255,255,.06);border-radius:12px 12px 0 0;padding:6px}
.tab{padding:11px 18px;font-weight:600;font-size:14px;color:#cdd9e8;border:none;background:none;cursor:pointer;border-radius:8px;white-space:nowrap}
.tab.active{background:var(--gold);color:#241a00}
.tab:hover:not(.active){background:rgba(255,255,255,.1)}

.dash-body{padding:32px 0 70px}
.panel{display:none}
.panel.active{display:block;animation:fade .25s ease}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}

.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:26px}
.stat-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.stat-card .lbl{font-size:12.5px;color:var(--muted);text-transform:uppercase;letter-spacing:.6px;font-weight:600}
.stat-card .val{font-size:30px;font-weight:800;color:var(--navy);margin-top:6px}
.stat-card .sub{font-size:13px;color:var(--green);font-weight:600;margin-top:2px}
.stat-card.gold{background:linear-gradient(160deg,var(--navy),var(--navy-2));border:none}
.stat-card.gold .lbl{color:var(--gold-2)}
.stat-card.gold .val{color:#fff}

.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);margin-bottom:22px}
.card h3{font-size:17px;color:var(--navy);margin-bottom:4px}
.card .desc{font-size:13.5px;color:var(--muted);margin-bottom:16px}

table.tbl{width:100%;border-collapse:collapse;font-size:14px}
table.tbl th{text-align:left;font-size:11.5px;text-transform:uppercase;letter-spacing:.6px;color:var(--muted);font-weight:700;padding:10px 12px;border-bottom:2px solid var(--line)}
table.tbl td{padding:13px 12px;border-bottom:1px solid var(--line);vertical-align:middle}
table.tbl tr:hover td{background:#fbf9f3}
table.tbl tr:last-child td{border-bottom:none}
.tbl-wrap{overflow-x:auto}

/* referral link box */
.ref-box{background:linear-gradient(160deg,var(--navy),var(--navy-2));border-radius:var(--radius);padding:24px;color:#eaf1f9}
.ref-box h3{color:#fff}
.ref-box .desc{color:#aebdd1}
.ref-url{display:flex;gap:10px;margin-top:14px;flex-wrap:wrap}
.ref-url input{flex:1;min-width:220px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);color:#fff;border-radius:10px;padding:12px 14px;font-size:14px;font-family:monospace}
.ref-url input:focus{outline:none;border-color:var(--gold)}
.share-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.share-row a{background:rgba(255,255,255,.1);padding:9px 14px;border-radius:9px;font-size:13px;font-weight:600;border:1px solid rgba(255,255,255,.18)}
.share-row a:hover{background:rgba(255,255,255,.2)}

/* signature */
.sig-line{border-bottom:2px solid var(--navy);padding:0 6px 4px;font-family:"Brush Script MT","Segoe Script",cursive;font-size:30px;color:var(--navy);min-height:46px;white-space:nowrap;overflow:hidden}
.sig-meta{font-size:12.5px;color:var(--muted);margin-top:8px}
.sig-pad{background:#fff;border:1.5px dashed var(--line);border-radius:12px;padding:20px;margin-top:10px}

/* forms */
.field{margin-bottom:15px}
.field label{display:block;font-weight:600;font-size:13.5px;margin-bottom:6px;color:var(--navy)}
.field input,.field select,.field textarea{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:10px;font-size:14.5px;font-family:inherit;background:#fbfaf6;transition:.15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);background:#fff;box-shadow:0 0 0 3px rgba(200,162,74,.16)}
.field textarea{resize:vertical;min-height:80px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.note-ok{background:rgba(47,125,82,.1);border:1px solid rgba(47,125,82,.28);color:#1f5a3c;border-radius:10px;padding:12px 14px;font-size:13.5px;margin-bottom:16px}
.note-err{background:rgba(192,57,43,.1);border:1px solid rgba(192,57,43,.28);color:#a52f22;border-radius:10px;padding:12px 14px;font-size:13.5px;margin-bottom:16px}
.chk{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--text)}
.chk input{width:auto;margin-top:3px}

/* footer */
footer{background:var(--navy);color:#9fb1c8;padding:30px 0 24px;text-align:center;font-size:13px}
footer a{color:var(--gold-2)}

/* tiers */
.tier-card{display:flex;align-items:center;justify-content:space-between;gap:14px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);margin-bottom:22px}
.tier-badge{font-size:13px;font-weight:800;padding:6px 16px;border-radius:999px;letter-spacing:.5px;text-transform:uppercase}
.t-bronze{background:linear-gradient(135deg,#cd7f32,#a8631f);color:#fff}
.t-gold{background:linear-gradient(135deg,#d4af37,#b8901f);color:#fff}
.tier-info .lvl{font-size:24px;font-weight:800;color:var(--navy);display:flex;align-items:center;gap:10px}
.tier-info .rate{font-size:14px;color:var(--muted)}
.tier-info .rate b{color:var(--green);font-size:16px}
.prog-wrap{margin-top:14px}
.prog-label{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);margin-bottom:6px}
.prog-bar{height:12px;background:#efe9da;border-radius:999px;overflow:hidden}
.prog-fill{height:100%;border-radius:999px;background:linear-gradient(90deg,#cd7f32,#d4af37);transition:width .4s}
.prog-fill.gold{background:linear-gradient(90deg,#d4af37,#f0d070)}
.tier-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:18px}
.tier-box{border:1.5px solid var(--line);border-radius:12px;padding:16px;text-align:center}
.tier-box.cur{border-color:var(--gold);background:#fdf9ef}
.tier-box .tb-name{font-weight:800;font-size:15px;color:var(--navy);margin-bottom:2px}
.tier-box .tb-range{font-size:12px;color:var(--muted)}
.tier-box .tb-rate{font-size:20px;font-weight:800;color:var(--green);margin-top:4px}
.tier-box .tb-tag{font-size:11px;font-weight:700;color:var(--gold);text-transform:uppercase}
@media(max-width:600px){.tier-grid{grid-template-columns:1fr}}
@media(max-width:900px){
  .stat-row{grid-template-columns:repeat(2,1fr)}
  .nav-links{display:none}
  .row2{grid-template-columns:1fr}
  .tier-card{flex-direction:column;align-items:flex-start}
}